Term insurance is perhaps the most clear-cut type of life insurance policy, which provides coverage for a designated period, or a specified “term” and protects loved ones after the insured dies. It has no cash value and is insurance protection that pays the set sum of the policy to the named beneficiary if the insured dies during a specified period and the policy is active. Let’s look at five … [Read more...] about 5 Things to Keep in Mind When Getting Term Insurance
Your trip may sure cost a lot already, and you’d also want an insurance – one that’s not going to leave a hole in your pockets. We’ve written this article to give you the best pieces of advice on how to get affordable travel insurance that shows quality, too. Don’t get it from an airline or a travel agent Normally, when you choose to go on holiday, you book it together with your flight and with … [Read more...] about How to Save Money When It Comes to Travel Insurance
When you first purchased insurance for your business, did you take a close look at your policy? Often, we go along with any basic plan we can find at a decent price and move on to the next thing. But insurance is no formality; it’s the decision that keeps us going through the ups and downs of running a business. Will your next business challenge be a bump in the road or a mountain you could … [Read more...] about 3 Reasons You Need the Right Insurance To Do the Job
Many millennials might be wondering what estate planning is and why it is crucial. An estate plan includes property distribution and health directives. With a health directive, you give your power of attorney to your partner or a trusted family member to make medical decisions on your behalf when you cannot do so yourself. This health directive protects your future by placing your health in an … [Read more...] about 5 Reasons Why You Need To Go For Wills and Estate Planning Early
Life is full of obstacles, even in today's modern age. Progress is being made, but not everyone feels the effects, which can make personal obstacles seem even larger. We've compiled ten important issues that women face in today's world, plus some advice on how to fight them. 1. Relatives and Relationships This is one issue that I deal with just about every time a family reunion comes around. … [Read more...] about 10 Important Issues Single Women Face (And How to Combat Them)
Healthcare is certainly a hot-button issue in the United States right now. With all the discussion about Obamacare and Trumpcare, co-pays, and deductibles, it can be hard to keep up. But don’t worry if you’re feeling a bit confused. We have some answers to 8 questions millennials have about healthcare in the U.S. right now. 1. What Exactly is Health Insurance? At its core, health insurance … [Read more...] about 8 Issues Millennials Have With Healthcare in the U.S.
It is easy to get tempted by extremely low prices when shopping for a car insurance policy. Cost, however, isn’t the only factor you should consider. Regardless of how much you pay, the important thing is to give your car insurance policy more than a quick glance. It is imperative that you carefully read your policy to understand what your insurance will and will not pay for, and what you are … [Read more...] about Car Insurance Fine Print: 7 Things to Watch Out For
**This article is written in partnership with Shepards Friendly. Thank you for supporting the brands that make Miss Millennia Magazine possible!** Parents regularly make plans for the future of their children. But what about when it comes to finances? Providing for children can be expensive and it doesn’t look like its going to be any different, any time soon. By putting away a bit of … [Read more...] about Are You Saving Enough for Your Child’s Future?
Finding a job sucks. It can often feel scary and daunting, but it doesn't have to be! "Job hunting" sounds like big words full of different meanings, but when you break them down, it's a simple task. There are plenty of resources to find legitimate jobs, and tips for getting that job interview. You will get a job when you can show your employer that you're knowledgeable about the business, have … [Read more...] about 5 Ways to Be the Best Job Candidate
Cash or Credit? What would you answer? via GIPHY For me, it was cash ‘til I got to the United States. But the Wu Tang Clan song C.R.E.A.M. (Cash Rules Everything Around Me) doesn’t ring so true here. Credit rules. Yup, a high credit score is what the American Dream is all about. Forget the white picket fence, a high credit score is your meal ticket forever. But how do you get a credit … [Read more...] about Getting My First Credit Card Was A Battle
One of the biggest reasons I started paying extra on my student loans was because I realized how much money was going to interest. When I started paying off my student loans, my minimum payment was $350. About half of those initial payments were going to interest. That means $175 a month – or 10% of my take-home pay at that time – was being flushed down the toilet. Interest is the money you … [Read more...] about How Much Interest Are You Paying on Your Student Loans?