Student loans can be a pain! And if you plan on paying yours off before you are 80, you've probably considered a few repayment options to pay them off faster. One of those options may be student loan refinance. If you've never done any refinancing before, the term alone can be intimidating. So what I want to do here is walk you through the things you should consider before you decide to … [Read more...] about Is It Worth It To Refinance A Student Loan?
Let me guess: you’re here because the pandemic has made it abundantly clear that a reliable savings account is essential to have? Me too, girl. We have been hit with a huge wave of uncertainty and improbability, where all of the control we thought we had was taken away from us, and a lot of us were ill-prepared to handle the financial repercussions. But not to fear! It is never too late to start … [Read more...] about Why You Need To Create A Money Saving Chart Now
Budgeting is the process of planning your spending. It allows you to make financial plans on the things you are required to do as well as those you would like to do. When you're budgeting as a beginner, you probably have a lot to learn. Let us help you. Contrary to popular belief, budgeting is not only for the financially stable. People with financial constraints can use budgets to prioritize … [Read more...] about Everything You Need To Know About Budgeting As A Beginner
As unemployment spikes to 14.7% (and counting) in the United States, people are searching for creative ways to save money. The COVID-19 pandemic may serve as a wakeup call, considering only 41% of Americans admitted to having $1,000 available for an emergency—and that study was before COVID-19 arrived! If your financial situation has changed recently or you are simply using your time at home to … [Read more...] about 17 Creative Ways to Save Money Online
Finances could be described as a tightrope walk. As long as you carefully walk the line, you’ll be fine. But one wrong move could throw you off balance and send you falling to the ground. The best thing that you can do to protect yourself is to put out a safety net to catch you whenever you fall. This is why you need to establish an emergency fund. Emergency Fund 101 An emergency fund … [Read more...] about Why You Need To Establish An Emergency Fund
Remember vacations? Remember a time when people were able to leave their homes after a hard semester at school or a difficult season at work and just travel to wherever they wanted? Well, all that is gone now and replaced by the difficult reality that people can’t leave their homes because of the current global pandemic, COVID-19. We have a solution to this dilemma: staycation ideas … [Read more...] about 9 Staycation Ideas For When You Can’t Leave Home
Retirement is often something to look forward to since this is the time that you get to finally take a break from working. However, you can only fully enjoy your retirement if you prepare now. Planning for retirement is not a one-step process, and it's not just about saving money. That being said, here are some ways that can help you prepare for your retirement. 1. Think About Your Goals and … [Read more...] about 6 Ways You Can Prepare For Retirement Now
Being a homeowner is a huge responsibility. Dealing with things like mortgages, interest rates, and equity can be quite overwhelming. Recently, the concept of remortgaging your home has become popular with millennials and other young homeowners looking to free up some of the equity in their homes. But what’s it all about? Taking out a mortgage is in itself a big deal, not to mention the quest … [Read more...] about A Guide To Remortgaging Your Home For Millennials