We hear so much in the news about fast fashion and the impact it has on the people who make it for us, on the environment, and on our wallets. It can be fun to get a good deal on trendy items of clothing; however, they tend to not last as long. We have to throw them out and spend again. So from a money-saving point of view, as well as improving our impact on the world, building a capsule wardrobe … [Read more...] about How To Save Money By Building A Capsule Wardrobe
All of us want to make more, save more, and at the same time, spend more. It’s ingrained in our society to buy, buy, buy. Thousands of ads for material excess are pushed into our heads on a daily basis. Bigger is better and more is a success. Bad habits wind up derailing your savings efforts because they often come from the need to have more. So what are the biggest bad habits you need to kick to … [Read more...] about 5 Bad Habits To Kick To Save More Money
Many of us view money is a fixed entity—something that sits in a bank account somewhere, waiting for us to spend it. The more we have, the better. But this is a somewhat unsophisticated interpretation of what’s going on, both practically and psychologically. Also, it creates a lot of fear and uncertainty when it comes to finances. We benefit so much more from being financially fearless. Recognize … [Read more...] about How To Live A Financially Fearless Life
If you have bad credit, lenders are less likely to offer you favorable terms because they don’t trust you. Obviously, it’s not ideal to have bad credit, as it can bring complications to your life. However, there are so many misconceptions and myths about having bad credit that spread false information. Here are some of the most common and frequently believed myths, busted! Myth #1. Bad credit is … [Read more...] about 4 Common Myths About Having Bad Credit
Student loans can be a pain! And if you plan on paying yours off before you are 80, you've probably considered a few repayment options to pay them off faster. One of those options may be student loan refinance. If you've never done any refinancing before, the term alone can be intimidating. So what I want to do here is walk you through the things you should consider before you decide to … [Read more...] about Is It Worth It To Refinance A Student Loan?
Let me guess: you’re here because the pandemic has made it abundantly clear that a reliable savings account is essential to have? Me too, girl. We have been hit with a huge wave of uncertainty and improbability, where all of the control we thought we had was taken away from us, and a lot of us were ill-prepared to handle the financial repercussions. But not to fear! It is never too late to start … [Read more...] about Why You Need To Create A Money Saving Chart Now
Budgeting is the process of planning your spending. It allows you to make financial plans on the things you are required to do as well as those you would like to do. When you're budgeting as a beginner, you probably have a lot to learn. Let us help you. Contrary to popular belief, budgeting is not only for the financially stable. People with financial constraints can use budgets to prioritize … [Read more...] about Everything You Need To Know About Budgeting As A Beginner
As unemployment spikes to 14.7% (and counting) in the United States, people are searching for creative ways to save money. The COVID-19 pandemic may serve as a wakeup call, considering only 41% of Americans admitted to having $1,000 available for an emergency—and that study was before COVID-19 arrived! If your financial situation has changed recently or you are simply using your time at home to … [Read more...] about 17 Creative Ways to Save Money Online