So if you are just graduating from college one of the words you probably get chills from is debt: college debt, credit card debt, car and house debt. Debt has become such a taboo word for us that I feel that many of us would rather just ignore that bad word rather than talk about it, and find ways to get a hold of it. My favorite way to establish good habits is with mobile apps and I have a list … [Read more...] about The 5 Best Free Budgeting Apps for Millennials
I’m keen to be energy efficient and save costs wherever possible. I’ve heard about the Green Deal on TV so I thought I’d find out more and see how it could help me. Politicians can make anything sound like a fantastic idea but I like to make up my own mind. I started looking at my own energy supplier’s website to see what they said about the Green Deal and I found lots of information on their … [Read more...] about How Will the Green Deal Help Me?
When you listen to financial news or hear financial experts, you probably hear a lot about how important it is to have a good credit score. It is true that having good credit can help you in a lot of ways, like when you try to buy a house or get a car loan. The reality, however, is that a good credit score is just one part of your overall financial situation. You should never let your credit … [Read more...] about Your Credit Score Doesn’t Define You
Two years ago, my former roommate’s Valentine's Day present from her boyfriend was their own apartment. Not your typical present, but what if you’re already at that stage in your relationship? Joint credit may be the next step on your mind, but before you make any final decisions, take a look at the pros and cons. JointCreditCard.net explains that “having a shared credit card means that it is … [Read more...] about 3 Advantages and Disadvantages of a Joint Credit Account
If you are in need of funds fast and are considering putting your car up for collateral, it is important to examine the entire situation and the possible outcomes or consequences of receiving the loan. Due to the current economic state of our society, a larger number of people are finding themselves having to deal with the repercussions of less than perfect credit. If your credit is not up to … [Read more...] about Is It Ever Wise to Use Your Car as Collateral For a Loan?