We’ve all been through it or currently going through the burden of paying off student loans after college. Student loan debt feels like a dark cloud looming over you constantly. The pain kicks in when a chunk of your income is allocated to student loan payments. It’s especially hard to think about what your financial futures hold with students loans. When are you going to be able to save for a … [Read more...] about How to Pay Off your Students Loans Faster
A loan can be a lot of trouble, especially if you do not know how to pay it back. Most of us turn to loans when we are in need of money. However, reports also suggest that a lot of us are so used to credit, we don’t even look at our savings before applying for a loan. Nonetheless, not being able to pay back your loan can cause you to go bankrupt while also impacting your credit score, which … [Read more...] about How to Pay Back Your Loan Without any Trouble
66% of millennials plan to rely on their savings in the next 20 years. Most are scared of taking risks after seeing the market crash of 2008. And I get it-- investing is terrifying. Unfortunately, most millennials are also in debt, which means at the rate they are going, they won’t have enough for retirement. That’s where investing comes into play. Investing doesn’t have to be scary, though. … [Read more...] about 5 Ways to Take The Fear Out of Investing
Many people find themselves in need of a loan. It might be to redecorate their home, or to help towards wedding costs, or even to take care of an emergency. Whatever the reason, there may come a time when you need to apply for a loan, and you may wonder if you need a credit history to be approved. What Is A Credit History? Your credit history is an account of your financial past. It includes … [Read more...] about Do You Need to have a Credit History when Applying for a Loan?