We all know how daunting debt can be, especially if you’re working with a limited budget. Families across the country, try to plan as best as possible ways on how to manage their finances. Some people will cut down on eating out at restaurants; others will try to do carpooling with co-workers, then there’s the family who will start looking into their old belongings and open up a garage sale. … [Read more...] about Tight Budget? Here Are 5 Tips To Help You Out!
One of the most exciting purchases you will ever make is that of your new car. It’s also one of the most expensive purchases you’ll make in your lifetime, so you need to be sure that you plan and do it smartly. If you are like most people, buying a car is going to require financing to get it out of the lot and into your possession. Financing can be a confusing, difficult process, even if you … [Read more...] about 8 Best Ways to Avoid Spending More on Your Next Car
The experience of buying a condo for the first time is almost the same as buying your first home. The process is the same, and so is the excitement. If this is your very first home and maybe you cannot raise enough money for a detached house, start with a condo. The experience is less hassle, and you can even qualify for financing faster. Here are 9 tips to help you buy your first condo: 1. … [Read more...] about 9 Useful Tips To Follow When Buying A Condo For The First Time
We’ve all been through it or currently going through the burden of paying off student loans after college. Student loan debt feels like a dark cloud looming over you constantly. The pain kicks in when a chunk of your income is allocated to student loan payments. It’s especially hard to think about what your financial futures hold with students loans. When are you going to be able to save for a … [Read more...] about How to Pay Off your Students Loans Faster
A loan can be a lot of trouble, especially if you do not know how to pay it back. Most of us turn to loans when we are in need of money. However, reports also suggest that a lot of us are so used to credit, we don’t even look at our savings before applying for a loan. Nonetheless, not being able to pay back your loan can cause you to go bankrupt while also impacting your credit score, which … [Read more...] about How to Pay Back Your Loan Without any Trouble
66% of millennials plan to rely on their savings in the next 20 years. Most are scared of taking risks after seeing the market crash of 2008. And I get it-- investing is terrifying. Unfortunately, most millennials are also in debt, which means at the rate they are going, they won’t have enough for retirement. That’s where investing comes into play. Investing doesn’t have to be scary, though. … [Read more...] about 5 Ways to Take The Fear Out of Investing
Many people find themselves in need of a loan. It might be to redecorate their home, or to help towards wedding costs, or even to take care of an emergency. Whatever the reason, there may come a time when you need to apply for a loan, and you may wonder if you need a credit history to be approved. What Is A Credit History? Your credit history is an account of your financial past. It includes … [Read more...] about Do You Need to have a Credit History when Applying for a Loan?
Term insurance is perhaps the most clear-cut type of life insurance policy, which provides coverage for a designated period, or a specified “term” and protects loved ones after the insured dies. It has no cash value and is insurance protection that pays the set sum of the policy to the named beneficiary if the insured dies during a specified period and the policy is active. Let’s look at five … [Read more...] about 5 Things to Keep in Mind When Getting Term Insurance
At first glance, I couldn't understand why financial institutions would be doing this. Then, I read deeper into it, and it made total sense. As the health and medicine field continues to grow at a rapid rate, we tend to learn more about ourselves than previous generations. One of the ways we have done this in the past is by using psychometrics. Psychometrics is the scientific way of tracking … [Read more...] about 5 Reasons Why Personality Test Can Be Used In The Lending Process
About one of every five home buyers is a single woman, according to a study by the Joint Center for Housing Studies. That means if you're a single woman looking to buy a home, you're in good company. Still, the process can be an overwhelming one. Here are a few expert tips for buying your first home. Evaluate Buying Versus Renting Image via Flickr by jinkazamah Do you feel homeownership is … [Read more...] about Four Expert Tips for Single Women Who Want to Be Homeowners
Your trip may sure cost a lot already, and you’d also want an insurance – one that’s not going to leave a hole in your pockets. We’ve written this article to give you the best pieces of advice on how to get affordable travel insurance that shows quality, too. Don’t get it from an airline or a travel agent Normally, when you choose to go on holiday, you book it together with your flight and with … [Read more...] about How to Save Money When It Comes to Travel Insurance