Millennials are under a lot of pressure to aspire to the same lifestyle as their parents, despite how changes in the economy, demographics, and government policy have impacted the American Dream over the last few decades. For many young Americans, home ownership might feel like it's simply out of reach for now - but I'd beg to differ. Investing in real estate early in life is one of the best ways … [Read more...] about How Do I Know How Much to Budget for a New Home?
Buying your first home is one of the most exciting milestones in your life. You get to own something tangible and are no longer a rent slave for your landlords. But getting financially ready for this big step can be financially stressful. If you're ready to start looking for a house of your own, follow this helpful guide. I'll show you all the steps you need to take with your finances before … [Read more...] about How To Get Your Finances Ready For Buying Your First Home
Easy and frugal DIY ideas can be hard to find, especially for self-proclaimed non-crafty people like me. When it comes to DIYs and crafting, I wish I could say I was more skilled. I save tons of adorable seasonal crafts and decor inspiration to my Pinterest boards but rarely get around to actually making any of them. The reasons: time and money. Though I love creating, I'm actually not very … [Read more...] about 13 Frugal DIY Ideas That Are Easy To Do
While many summer cook-outs are full of creamy salads, grilled meat, and freshly-baked treats, not everyone can enjoy this traditional fare. For those of us with a special diet or food allergy, eating at holiday parties any time of year can be trying. We often get stuck with a plate full of burger toppings with our bellies grumbling. Having to eat before a party or bring your own food can feel not … [Read more...] about How To Host A Yummy and Allergy-Friendly 4th of July
With the rising mortgage interest rates, many home buyers are reluctant to purchase houses. But buying a home strictly out of your bank savings is a luxury that only a few get to enjoy. Unless you’re the likes of Mark, Bill, Warren, and The Donald, a mortgage is probably the easiest way you can buy your dream home faster. But then again, it comes with a price. You have to deal with the rates as … [Read more...] about Things You Need to Know Before Applying For a Home Loan
Each year, nearly $2 trillion worth of mortgage loans are issued in the United States. If you are tired of renting and want to own a home of your own, the first step in this process is finding a mortgage. Most first-time home buyers fail to realize just how many different mortgage options there are on the market. Failing to take the time to research the interest rate and APR a mortgage can … [Read more...] about House Shopping 101: 5 Things You Need to Know About Mortgages