We all have bad habits, and this is nothing to be ashamed of. However, having said this, you should be trying to kick your bad habits, or you will start seeing a significant impact on your life if you haven’t already. Some habits are more obvious as ‘bad’ than others, but anything that you are constantly doing that is not productive and becomes a negative behavior pattern is classed as a bad … [Read more...] about 6 Bad Habits And The Best Ways To Kick Them
A side hustle is much more than a part-time job. A side hustle is a way to make extra money that can grow into something that could make as much if not more money than your career over time. Long story short, a side hustle could replace your job, so you never have to work another day again. This article contains affiliate links, and we will be compensated for any purchase made by … [Read more...] about 17 Side Hustles That Could Potentially Replace Your Job (And How to get Started)
If you're in the market for a credit card, you'll come across numerous options and offers. However, all of them can be divided into two categories: secured and unsecured credit cards. What do they mean and who should apply for them? Read on to find out the answers. Secured cards are backed by a certain cash deposit you have to supply in advance. The deposit amount represents the credit limit … [Read more...] about What is the Difference between Secured and Unsecured Credit Cards?
When it comes to personal finance, many of us would prefer to stick our heads in the sand than be aware and anxious regarding the state of our finances. However, like most “ignorance is bliss” viewpoints, we usually end up hurting our future selves. In the case of personal finances, this means never achieving financial independence. If you want financial freedom (who wouldn’t?), and to feel … [Read more...] about 5 Valuable Financial Questions for Anxiety-Free Life and Wealth
About one of every five home buyers is a single woman, according to a study by the Joint Center for Housing Studies. That means if you're a single woman looking to buy a home, you're in good company. Still, the process can be an overwhelming one. Here are a few expert tips for buying your first home. Evaluate Buying Versus Renting Image via Flickr by jinkazamah Do you feel homeownership is … [Read more...] about Four Expert Tips for Single Women Who Want to Be Homeowners
Millennials are under a lot of pressure to aspire to the same lifestyle as their parents, despite how changes in the economy, demographics, and government policy have impacted the American Dream over the last few decades. For many young Americans, home ownership might feel like it's simply out of reach for now - but I'd beg to differ. Investing in real estate early in life is one of the best ways … [Read more...] about How Do I Know How Much to Budget for a New Home?
If you need more help getting started, check out my course, Owning Your Side Hustle: Turn Your Passion into Cash in 30 days where I show you how to start making money in your side hustle from idea to income in 30 days. Have you ever thought about starting a money-making side hustle, or wondered why some people seem to be able to make regular income with their side hustles while others are … [Read more...] about How to Build a Money-Making Side Hustle
If you are like me, math is not your favorite thing in the world. And when it comes to balancing a checkbook . . . no thanks! Making a fast and easy budget sounds like the hardest thing ever. Muddling through piles of bills, checks, and other papers sound like a bit of a nightmare. That's why so many young adults put off creating a budget and hope they don't end up on the street. Luckily, … [Read more...] about How To Make A Fast and Easy Budget When You Have Zero Time
Buying your first home is one of the most exciting milestones in your life. You get to own something tangible and are no longer a rent slave for your landlords. But getting financially ready for this big step can be financially stressful. If you're ready to start looking for a house of your own, follow this helpful guide. I'll show you all the steps you need to take with your finances before … [Read more...] about How To Get Your Finances Ready For Buying Your First Home
Tying the knot changes your life in a lot of ways. You suddenly live in a different home with a different person, you can't depend on your parents to do everything for you, and you are partly responsible for running a household. But did you know that marriage affects your finances, too? When you say "I do," money becomes an issue that both you and your spouse share. Though you will always have … [Read more...] about Money Changes After Marriage: 5 Things All Brides Need To Know
You can’t ignore the topic – student loans are a fact of life. In this time and age, one of the largest points in everyone’s budget is student loans. Not everyone may end up with student loans though, but if you are in those shoes, you have to start understanding those details, terms, loans and know how to approach them. At first, it all seems to be easy money when you are trying to get that … [Read more...] about 8 Things you Need to Know about Paying off Your Student Loans