While you don’t have one credit score or report, you will be approved for loans based on what they say about you. Lenders may only check one of the credit reference agencies, but it is possible that they will check all three. If you are thinking about taking out a loan, there are a few things that you should know about. For example, perhaps you didn’t know that applications actually have an … [Read more...] about Your Guide to Loans and How They Affect your Credit
Millennials now make up half of the world’s population. Never before in history has there been such a high youth population, so far more than ever it’s essential to understand the needs and challenges that this age group faces. Millennials are no strangers to Baby Boomer and Gen X’er criticism. Tropes like lazy, irresponsible, entitled, and overly sensitive have been circulating … [Read more...] about How Are Millennials Coping With Financial Problems?
The number of people struggling with debt has been on the rise over the last few years. With the more extensive use of credit cards, car finance and loans, it’s no surprise that people can sometimes get out of their depth when it comes to repayments. For millennials, problems with debt are quite common. So many young people leave university with large amounts of debt, and trying to get on the … [Read more...] about Personal Debt Help – Why to Look at IVAs, Trust Deeds and More
We all have bad habits, and this is nothing to be ashamed of. However, having said this, you should be trying to kick your bad habits, or you will start seeing a significant impact on your life if you haven’t already. Some habits are more obvious as ‘bad’ than others, but anything that you are constantly doing that is not productive and becomes a negative behavior pattern is classed as a bad … [Read more...] about 6 Bad Habits And The Best Ways To Kick Them
A side hustle is much more than a part-time job. A side hustle is a way to make extra money that can grow into something that could make as much if not more money than your career over time. Long story short, a side hustle could replace your job, so you never have to work another day again. This article contains affiliate links, and we will be compensated for any purchase made by … [Read more...] about 17 Side Hustles That Could Potentially Replace Your Job (And How to get Started)
If you're in the market for a credit card, you'll come across numerous options and offers. However, all of them can be divided into two categories: secured and unsecured credit cards. What do they mean and who should apply for them? Read on to find out the answers. Secured cards are backed by a certain cash deposit you have to supply in advance. The deposit amount represents the credit limit … [Read more...] about What is the Difference between Secured and Unsecured Credit Cards?