When finances are tight, borrowing some money seems like the only viable option for many. However, when you are borrowing, it is essential to have a repayment plan in mind. Debt is costly and can cause you to lose money in the long run. Using credit cards is the norm these days, with many people carrying more than one credit card—often a poor financial decision. There are several reasons why … [Read more...] about 7 Expert Ways to Cut Credit Card Debt
The amount of student loan debt people have has reached record highs in the past decade. On top of that, getting out of debt can feel like an uphill struggle. No matter how much you pay off, it seems that there is still so much to go. If you're ever going to pay your student loans, you have to make sacrifices. Sometimes, the idea of this is scary. However, paying off your student loans is … [Read more...] about 5 Small Yet Impactful Ways to Pay Your Student Loans
Everyone wants to avoid credit card debt. It sucks to get a bill that you can't pay back, period! It's hard to build a credit score when you're struggling with your finances every month. Luckily there are ways to stop that struggle for good. By carefully selecting the right card for you and keeping track of your spending, you won't have to fear credit cards anymore. I used to worry about buying … [Read more...] about 6 Simple Ways To Avoid Credit Card Debt
Life is expensive, so a lot of us struggle with money. It is no fun juggling your car lease, rent, and student loan repayments. By the time we are in our early twenties an awful lot of us already have significant debts. Looking up silver prices to see if those coins gifted to you for your 21st birthday are valuable and selling them may get you out of financial trouble once. However, you can’t … [Read more...] about How Can I Quickly Get Control Of My Money?