66% of millennials plan to rely on their savings in the next 20 years. Most are scared of taking risks after seeing the market crash of 2008. And I get it-- investing is terrifying. Unfortunately, most millennials are also in debt, which means at the rate they are going, they won’t have enough for retirement. That’s where investing comes into play. Investing doesn’t have to be scary, though. … [Read more...] about 5 Ways to Take The Fear Out of Investing
Many people find themselves in need of a loan. It might be to redecorate their home, or to help towards wedding costs, or even to take care of an emergency. Whatever the reason, there may come a time when you need to apply for a loan, and you may wonder if you need a credit history to be approved. What Is A Credit History? Your credit history is an account of your financial past. It includes … [Read more...] about Do You Need to have a Credit History when Applying for a Loan?
Nothing makes you feel more like an adult than moving into your own place. Decorating in your style, stocking the fridge with your favorite foods, and having a home to call your own feels awesome! But before that, you have to go apartment hunting. Searching for the perfect apartment is more than just scrolling through rental ads. There's tons of paperwork and time involved, which can be hella … [Read more...] about 8 Little Things That Will Make Apartment Hunting A Breeze
About one of every five home buyers is a single woman, according to a study by the Joint Center for Housing Studies. That means if you're a single woman looking to buy a home, you're in good company. Still, the process can be an overwhelming one. Here are a few expert tips for buying your first home. Evaluate Buying Versus Renting Image via Flickr by jinkazamah Do you feel homeownership is … [Read more...] about Four Expert Tips for Single Women Who Want to Be Homeowners