Finding yourself cursed with a low credit score can seem like a disaster. Whilst it does limit your spending possibilities, there are ways to get around it. The most obvious is taking action to clear your debts—which you most definitely should do—but there are other ways of improving your credit score. Shop for specialist loans The most common place where a low credit score can prove an … [Read more...] about How To Shake Off A Low Credit Score
Unfortunately, money doesn’t grow on trees, which means that when you’re out of work for one reason or another, coping can be tough, especially when you’ve got a family to care for. The fact is that you can’t do anything without moneyit’s true what they say, money makes the world go around. So, when you’re out of work and have no income, it’s often incredibly difficult to cope. Knowing what to do … [Read more...] about Money Doesn’t Grow On Trees: Coping When You Can’t Work!
This post is brought to you by TurboTax. While this post was sponsored by TurboTax, all content and opinions expressed here are my own “Have you started working on your taxes yet?” This is a question my mother has asked me every week since the new year. In my mind, why would I start on something that is due in April? (procrastinator for life!). However, I have come to realize there are so many … [Read more...] about Why You Need To Get Started On Your Taxes Now
Most people spend a lot of their time thinking about money. Whether it’s on the pillow, struggling to sleep, or at work, using it as a way to get yourself through the day. But, most people’s thoughts don’t go much further than their current finances. But, to make your money grow, you need to think about the future. Of course, this is easier than it sounds. Most people have no idea where to start. … [Read more...] about How to Mindfully Grow Your Finances
After getting my first job 5 years ago, I wondered when I should starting investing. I thought to myself that it would be great to start investing early so I have more time to learn and recover from any mistakes I might make. This way, I would achieve my financial goals sooner in life. However, I had no idea how to start investing. On the other hand, I also thought that this young age is perfect … [Read more...] about The Secret to Remarkable Investing Success
Amidst other hardships in life, divorce is one of the most painful of them. As if the emotional setback wasn’t enough, you’re forced to pay off the debts your now estranged spouse has acquired. The reason is joint accounts. And it's a widely accepted social norm to share finances after marriage. What is more disheartening is the fact that even if your marriage has been legally dissolved, you’ll … [Read more...] about How to Tackle Debt and Protect Credit in Divorce
Americans just love their credit. We use it for practically all of our big ticket purchases these days. And it’s all thanks to low-interest rates and smiling bank managers. Practically none of the purchases we make today is paid for out of savings. It’s paid for over months and months with lots of interest to boot. There’s a myth out there right now that the rise of credit is what … [Read more...] about Who’s In Charge: You, Or Your Credit Card?
Taking your money seriously is important if you want to safeguard your future and meet your financial goals. So many people live hand to mouth, spending all of their money without a second thought. Here are some signs that you need to take your finances more seriously: You’re In Your Overdraft A Lot via GIPHY If you’re in your overdraft a lot, this is a big sign that you need to get a better … [Read more...] about Signs You Need To Take Your Finances More Seriously
College is expensive. Really expensive. And what’s worse, the debt can stay with you forever once you leave. When it comes to college debt, not even bankruptcy can eliminate it. Students are being destroyed by a combination of high tuition fees and poor job prospects after their courses finish. It’s a perfect economic storm that is making college debt into the biggest issue on the student … [Read more...] about Students, Here’s How To Avoid Being Gobbled Up By Debt
Are student loans dragging down your credit score? The longer you wait to pay back your loans, the longer you have to accumulate interest and have a frustrating burden hanging over you. Here are five ways to pay off your student loans fast. 1. Make more than the minimum payment The bare minimum only keeps your account in good standing. The small amount contributes little to the principle … [Read more...] about 5 Simple Ways to Pay Back Student Loans
Money mistakes happen to every one of us, and it seems like our 20's is the decade when we get the first taste of this. Being in your 20’s can seem like the trial and error period of our lives. We’re young, entering or enjoying independence, and not exactly making the best decisions when it comes to a lot of things, especially money. And poor decision-making with money can affect us when we get … [Read more...] about 7 Money Mistakes to Avoid Making in your 20’s