The hype over millennials doesn’t seem to be slowing down anytime soon and there are good reasons for that. Being the largest living and working generation in the US, millennials are criticized and talked about in regards to any choice they make and any set of rules they decide to follow. To make my own contribution to this rapid-fire talk, I made a decision to write about what I know especially … [Read more...] about Why are Millennials Renting and Not Buying Homes?
Student loans can be a pain! And if you plan on paying yours off before you are 80, you've probably considered a few options to pay them off faster. One of those options may or may not have been to refinance a student loan or two. If you've never done any refinancing before, the term alone can be intimidating. So what I want to do here is walk you through the things you should consider before you … [Read more...] about Is It Worth it to Refinance a Student Loan?
It’s hard to imagine, but millennials are finally starting to get older. While you may have never thought this day would come, millennials are now beginning to transition into their 30s. With this group becoming older, it’s interesting to see how their spending habits are varying from the other generations. Since millennials are evolving into adults, the way they spend money is becoming more … [Read more...] about 6 Ways Millennials Are Doing Money Differently
This is a sponsored post written by me on behalf of J.D. Byrider for IZEA. All opinions are 100% mine. If you've never purchased a car on your own before, the process can be a little intimidating, to say the least. I've gone through this process for the first time not too long ago. Luckily, I worked for a dealership group at the time and the dealership I went to was very open and honest with me … [Read more...] about 6 Important Money Words You Should know When Car Buying
Today is a very funny day for me to be writing this piece. I selected this topic so I could wax romantic advice on following your dreams, making things happen, and overcoming any obstacle that comes your way. I planned to tell everyone how easy it is to go forth when you feel a passion for something. “What’s holding you back? You sometimes can rent a car if you’re under 25! Take an internship if … [Read more...] about What’s Holding You from Your Dream Job? (and how to debunk those fears)
Generation Y has a nasty recession-based hangover, and it’s left us stuck between a rock and hard place. For the first time in over a century, more 18 to 34 year olds are living at home with their parents versus any other living arrangement. Consequently, the number of 18 to 34 year olds who own a home has shriveled to a 30-year low. Real estate experts have been waiting rather impatiently for … [Read more...] about 3 Things Millennials Need to Know About Buying a Home
Everyone has a time in their life where they need to make a big purchase but don’t have enough money. So, we save up and hope that we can afford a down payment on that new house, or that new car we’ve always wanted, or a new washing machine! Bearing that in mind, here are three easy ways to save for a big purchase: 1. Lower All Of Your Utility Bills When you’re trying to save money, your … [Read more...] about 3 Easy Ways To Save For A Big Purchase
No one knows what’s coming around the corner. We wish that all of life’s little surprises were but a happy footnote in an otherwise secure existence. But that’s just not always the case. Sometimes one of those hard turns isn’t only emotionally difficult, but a financial liability as well. We all live with risks to our finances that we might not necessarily be able to stop. What we can do, however, … [Read more...] about Expect The Unexpected With Your Finances
Debt is unfortunately something most millennials are all too familiar with. I’m not sure about you, but I didn’t learn much about personal finance and managing money in high school. I only took two math classes in college and neither of them taught me anything about managing money. We learned more important things that we would use every day like the quadratic formula for example. I’m glad that is … [Read more...] about Good Debt vs. Bad Debt: What’s the Difference?
Leaving home and finally getting your own place is an exciting thing for pretty much anyone, even if you’re a Millennial living in this difficult economic climate! If you’re about to move into your own home, here are some tips to help you with your finances. Save Your Money First of all, it’s crucial to make sure that you save a good chunk of your money every month. It might not … [Read more...] about How To Stop Yourself From Going Broke When You Leave Home
Having the right money mindset is important — not only for your present self but also for the future. Only by changing your money mentality from spending to saving will you be able to achieve your goals in life. Whether you are looking to start a new business, build a nest egg for retirement, pay off your student loans, or be in a position to take a trip abroad whenever the fancy strikes … [Read more...] about How to Change Your Money Mentality from Spending to Saving