3 Ways To Avoid Back-to-School Overspending Sure, you went back to school shopping with your kids in the summer, but every parent knows there’s a second wind. They might need a new calculator that wasn’t on your first supply list, or they may need a new tablet after their device dies after the first day. Whatever it is, you’re stuck with the bill, and this second trip to the stores can do a … [Read more...] about How to Avoid Back-to-School Overspending
The experience of buying a condo for the first time is almost the same as buying your first home. The process is the same, and so is the excitement. If this is your very first home and maybe you cannot raise enough money for a detached house, start with a condo. The experience is less hassle, and you can even qualify for financing faster. Here are 9 tips to help you buy your first condo: 1. … [Read more...] about 9 Useful Tips To Follow When Buying A Condo For The First Time
66% of millennials plan to rely on their savings in the next 20 years. Most are scared of taking risks after seeing the market crash of 2008. And I get it-- investing is terrifying. Unfortunately, most millennials are also in debt, which means at the rate they are going, they won’t have enough for retirement. That’s where investing comes into play. Investing doesn’t have to be scary, though. … [Read more...] about 5 Ways to Take The Fear Out of Investing
Many people find themselves in need of a loan. It might be to redecorate their home, or to help towards wedding costs, or even to take care of an emergency. Whatever the reason, there may come a time when you need to apply for a loan, and you may wonder if you need a credit history to be approved. What Is A Credit History? Your credit history is an account of your financial past. It includes … [Read more...] about Do You Need to have a Credit History when Applying for a Loan?
Nothing makes you feel more like an adult than moving into your own place. Decorating in your style, stocking the fridge with your favorite foods, and having a home to call your own feels awesome! But before that, you have to go apartment hunting. Searching for the perfect apartment is more than just scrolling through rental ads. There's tons of paperwork and time involved, which can be hella … [Read more...] about 8 Little Things That Will Make Apartment Hunting A Breeze
About one of every five home buyers is a single woman, according to a study by the Joint Center for Housing Studies. That means if you're a single woman looking to buy a home, you're in good company. Still, the process can be an overwhelming one. Here are a few expert tips for buying your first home. Evaluate Buying Versus Renting Image via Flickr by jinkazamah Do you feel homeownership is … [Read more...] about Four Expert Tips for Single Women Who Want to Be Homeowners
Millennials are under a lot of pressure to aspire to the same lifestyle as their parents, despite how changes in the economy, demographics, and government policy have impacted the American Dream over the last few decades. For many young Americans, home ownership might feel like it's simply out of reach for now - but I'd beg to differ. Investing in real estate early in life is one of the best ways … [Read more...] about How Do I Know How Much to Budget for a New Home?
We all know that you should research the company, go over your resume, and choose a professional-looking outfit. But there are so many more things to do before a job interview! While the night before a big interview can be stressful, you are sure to have success if you just prepare. In just a few quick steps, these ideas will have you ready to take on even the most intimidating panel of … [Read more...] about 4 Unexpected Things You Need To Do Before A Job Interview
If you are like me, math is not your favorite thing in the world. And when it comes to balancing a checkbook . . . no thanks! Making a fast and easy budget sounds like the hardest thing ever. Muddling through piles of bills, checks, and other papers sound like a bit of a nightmare. That's why so many young adults put off creating a budget and hope they don't end up on the street. Luckily, … [Read more...] about How To Make A Fast and Easy Budget When You Have Zero Time
Buying your first home is one of the most exciting milestones in your life. You get to own something tangible and are no longer a rent slave for your landlords. But getting financially ready for this big step can be financially stressful. If you're ready to start looking for a house of your own, follow this helpful guide. I'll show you all the steps you need to take with your finances before … [Read more...] about How To Get Your Finances Ready For Buying Your First Home
Personal loans are a common thing in the contemporary world. Research indicates that personal loans are the fastest growing loan product as more people are borrowing this type of loan now and then. It is not for everyone’s wish to take a personal loan. However, circumstances usually play a major role for one to go for a personal loan. People usually take online loans to satisfy their own needs, … [Read more...] about 7 Things You Need To Know Before Taking a Personal Loan