Borrowing money is an awkward conversation or something that is hard to deal with for so many of us. Sometimes accepting you need a little financial help can be like admitting defeat and we almost do it shamefully when actually it’s extremely common to need a little extra funding at different times in our lives. Trying to do things in the shadows or keep things low-key, or refusing to confront … [Read more...] about Online Loans: A Guide To Safe Borrowing
Did you know that car leasing has grown by 91% over the last five years? In fact, one-third of millennials choose to lease a car over buying one because of the attractive perks that come with leasing and amazing deals exclusive to online clientele. Companies are also joining the bandwagon and leasing cars for their personnel. Unfortunately, renting a vehicle also comes with higher insurance … [Read more...] about 7 Insurance Facts You should Know before Leasing a Car
A financial advisor can be a serious asset to any business or personal financial situation. Financial advisors are experienced in creating budgets, identifying key areas of financial inefficiency, and providing helpful advice on how to better your overall financial situation. Knowing when you may need a financial advisor may be a little tricky, so we’ve identified some key times when it may be … [Read more...] about When Do You Need a Financial Advisor?
We all know that you should research the company, go over your resume, and choose a professional-looking outfit. But there are so many more things to do before a job interview! Everyone in your life probably has an idea of things you should do before the big day, which can leave you feeling even more confused and freaked out than before. While the night before a big interview can be stressful, … [Read more...] about 4 Unexpected Things You Need To Do Before A Job Interview
3 Ways To Avoid Back-to-School Overspending Sure, you went back to school shopping with your kids in the summer, but every parent knows there’s a second wind. They might need a new calculator that wasn’t on your first supply list, or they may need a new tablet after their device dies after the first day. Whatever it is, you’re stuck with the bill, and this second trip to the stores can do a … [Read more...] about How to Avoid Back-to-School Overspending
The experience of buying a condo for the first time is almost the same as buying your first home. The process is the same, and so is the excitement. If this is your very first home and maybe you cannot raise enough money for a detached house, start with a condo. The experience is less hassle, and you can even qualify for financing faster. Here are 9 tips to help you buy your first condo: 1. … [Read more...] about 9 Useful Tips To Follow When Buying A Condo For The First Time
66% of millennials plan to rely on their savings in the next 20 years. Most are scared of taking risks after seeing the market crash of 2008. And I get it-- investing is terrifying. Unfortunately, most millennials are also in debt, which means at the rate they are going, they won’t have enough for retirement. That’s where investing comes into play. Investing doesn’t have to be scary, though. … [Read more...] about 5 Ways to Take The Fear Out of Investing
Many people find themselves in need of a loan. It might be to redecorate their home, or to help towards wedding costs, or even to take care of an emergency. Whatever the reason, there may come a time when you need to apply for a loan, and you may wonder if you need a credit history to be approved. What Is A Credit History? Your credit history is an account of your financial past. It includes … [Read more...] about Do You Need to have a Credit History when Applying for a Loan?