Millennials are throwing financial companies for a loop when it comes to investing. Recent reports show that millennials have a general mistrust of the stock market and hold over 40 percent of their assets in cash. A recent episode of Farnoosh Torabi’s So Money Podcast also touched upon how the real estate industry (one that is heavy into investing) isn’t seeing the millennial buyers coming in. … [Read more...] about How To Invest When You Feel Strapped For Cash
Owning a home is a dream for many people. It gives you a sense of security that you can't always get when you rent your home. However, it's not easy for everyone to buy a property. Most people need a mortgage to purchase a home, which means they need someone willing to give them one. Getting lenders to trust you enough can be much harder than you might think. They don't want to lend money … [Read more...] about Struggling to Get a Mortgage? Try These Tips
Before I jump into this topic, I want to start by saying I am not a finance expert by any means. I am an avid learner, and I love learning about money and wealth. I have read many books, blog articles, and have spoken with many specialists about my finances to figure out what the heck I should be doing with them. Today I want to share 21 of my favorite tips I've picked up along the way on how to … [Read more...] about 21 Ways to be Wealthy in Your 20s
The world of insurance is confusing. I mean, no one taught us about this stuff in school! How are we supposed to know what the benefits of insurance are, which ones we need, and which ones we want? Since I’m in my third year of college, I figured it was time to learn about insurance on my own. I’m going to need to know this information sooner rather than later. I figured I could use a head … [Read more...] about Do You Really Need Insurance for Everything?
Living in an apartment is not at all easy! Their monthly expenses drain a large part of your monthly salary, and moreover, you’ve got utility bills and other things, such as grocery shopping, as well. Not only it is important to take care of the things you need by the end of every month, but if you find out the ways to manage your monthly expenses, you can make your apartment experience more … [Read more...] about Ways to save money on your apartment!
Although some prefer not to, many people dream of owning a home. It gives you more security than renting somewhere, and can be better value too. Although moving home can be a hassle if you're selling one and buying another at the same time, there are lots of benefits. As long as you keep up with your mortgage payments, you won't be asked to leave. And when you've paid it off, you'll have a great … [Read more...] about Get on the Property Ladder with These Helpful Hints