• I never remind people that they owe me money because it can be awkward. I like the idea of a special app that can do it for me :)

    • Yes, we agree that could be awkward, at times. And yes – Nowadays, there are a lot of apps out there that could help us in several aspects of our lives. :)

  • Great tips! The best thing I ever did was have some money automatically get deposited in my savings account that way I don’t even see it.

    • Oooh, that’s smart, Agnes! Thanks for reading. :)

  • These are all excellent tips to help every get their financial picture in order. Of course, sometimes life throws a few mishaps our way and we have to start over. But these are great.
    Eliz Frank

  • Hannah Malanga

    some great suggestions, I find we are a nation of buy now pay later and end up with credit card debt! I don’t know a single person without some sort of debt! We send money to the savers like a regular bill too and it really works

  • The most interesting thing about all these tips is that a human must be taught about it )) To be a grow up doesn’t mean to be able to do properly so many things in this world. Same about personal finances, I wish I was taught as a child how to deal with the earnings. Nowadays, I teach my son financial literacy.