So you have accumulated debt and are now looking for a way out. Well, the good news is that you are not alone. According to a survey by Pew Charitable Trust, 8 out of 10 Americans have some form of debt. Even more surprising is the fact that about 47% of baby boomers are still paying off their mortgages, well into their retirement. Facing debt can be incredibly stressful and frustrating. … [Read more...] about Why is Debt Consolidation Loan a Better Option for You?
It's common knowledge that saving money is a difficult task. Whatever your motivation for saving is, many people find that after paying rent, bills and general living amenities, there isn’t much money spare. And why bother being sensible when you could just buy that mini-break or those gorgeous shoes when you need cheering up, right? Well, if you’re on a mission to save money – perhaps you … [Read more...] about 5 Easy Ways to Save Money Without Cutting Back
When you live paycheck to paycheck, it feels impossible to save money. Every cent you get seems to go straight to necessary living expenses and bills—and the “occasional” night out needed to maintain your sanity. That doesn’t mean saving is impossible. Use these simple ideas to start saving as much as you can. Even just $10 each month will add up over time. As you start making more money and … [Read more...] about How to Save Money on a Small Salary
If your goal is to manage your money, it can be such a stressful thing. We all know we should have a budget, should pay our bills on time, and should not be accumulating a crazy amount of credit card debt. So why do so many millennials have trouble with their finances? According to the National Financial Capability Study, two-thirds of Millennials ( 23-35 in 2012) have at least one source of … [Read more...] about 5 Tools That Make it Easy to Manage Your Money
We all go through significant events at different times in our life story. Whether it’s the impending birth of your first child, a new home purchase, or deciding to take a once-in-a-lifetime holiday, there are plenty of situations where a personal loan is useful. A loan calculator is used to discover what the monthly cost of repayments will be; that way you’ll know just how affordable it is. … [Read more...] about 6 Excellent Reasons to Get a Personal Loan
Working out how to manage your money while abroad can be stressful. If you’re away for a long time, it’s near enough impossible to factor how much you should take. In reality, few of us like to think of being frugal abroad. It’s the one time of year when we can kick back and spend what we want. Not to mention that we need money for food, drinks, and essential day to day items. As such, it’s not … [Read more...] about What To Do If Your Vacation Money Flies Away With You