How Not To Be A Broke Student In 4 Easy Steps
When people find out that you are a student, they might naturally assume you haven’t got much money. Which is great in some ways because they don’t expect so much from you. But in others it’s annoying! Just because you are studying doesn’t mean you have to be broke. In fact, with some clever planning, you can live pretty comfortably while you are at college. Read on to find out more.
1. Plan your meals
It can be hard when you first move out of your home and live in dorms, because of so much changes in a short amount of time. One of the biggest changes is that you now have to cook for yourself and do your own shopping, which can be a bit of a nightmare. This is partly because food shopping is so darn expensive!
A great way to save money on your groceries is to plan your meals every day. Then you end up buying just the items you need and avoid getting distracted by all the other food that tastes great, but will drain your bank account.
Of course, you will want a pack of cookies (or two) for when those deadlines are due. But just make sure that you are only spending a small percentage of your budget on these sorts of items.
2. Use an app to budget
Part of being a student is learning to manage your money and budget. But this is a lot easier now than it was in the past, because we all have our phone on us all the time.
That means it’s super simple to check your bank balance before you make a purchase and then log your spending in an app that will show you graphically how much you have left. So you have to try pretty out to not know where you are at with your budget.
3. Temper online purchases with discount codes
OK, anyone who has been to college will know that being on campus every day can get a bit like being in a fashion show. Everyone is there trying to out fleek each other and look the best. But how can you keep this up when you aren’t rolling in money?
Well, shopping online can help. Not only can you compare similar products from different websites to see which is the best, but you can also get money off by using things like these Public Desire discount codes.
That means your next pair of divine shoes, or that pair of jeans you have had your eye on for ages won’t cost quite as much as your thought.
4. Limit your coffee shop budget
It can be very easy to end up spending a fortune on posh coffee and assorted snacks in between lectures and seminars when you are at uni. But this is money that could definitely be out to better use on new clothes or a night out. So instead of spending all your spare cash on mochaccinos, limit yourself to one cup of coffee a day. Not only will you sleep better, but your wallet will thank you as well.